Step 1 — identifying your car, with a Turner's Order ID, registration, or make & model
Final step — quote generated at $88.21 a fortnight, with cover tiers
Customer journey map across six stages, from awareness to post-purchase



The challenge

Turner's sells cars, finance and insurance under one roof — but there was no way to get an insurance quote online. The only self-serve form, for finance, ran nine steps; for insurance you had to go into a branch.

My role

A solo, end-to-end project: I ran the research, framed the problem, designed the flow, tested it with users, and delivered the hi-fi desktop and mobile redesign.


57%
fewer form inputs per page (7 → 3)
4
focused steps, from one dense form
0
catastrophic issues in usability testing

Outcome

One long form became a 30-second, four-step quote.

Splitting a single dense questionnaire into four focused steps cut the inputs on each page from seven to three.

The redesigned Turner's quote screen — $88.21 a fortnight, with cover tiers

Before

There was no quick way to get covered online.

You could see that Turners offered insurance — but to get an actual price you had to go into a branch. The one self-serve form on the site, for finance, ran nine steps.

Turners' current Car & Personal Finance Application — step 1 of 9, with around a dozen fields on the first page alone

Turners' existing online application — “Step 1 of 9”, a dozen fields deep

Problem 01

No way to quote insurance online.

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The site could show that cover existed, but getting a price meant a trip to the branch.

Problem 02

The one online form was nine steps.

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The finance application — the closest thing to an online journey — crams a dozen fields into step one of nine.

Problem 03

So price-shoppers went elsewhere.

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With every major rival offering an instant online quote, there was little reason to wait around.

Bridge · Competitive analysis

The rest of the market already did this online.

AA, AMI and Tower all let you quote and buy in minutes — the exact self-serve journey Turners was missing.

Online quote flow Turners (before) AA Insurance AMI Tower
Get a quote online✗✓✓✓
Buy a policy online✗✓✓✓
Quick, guided steps (not one long form)✗✓✓✓
Compare cover side-by-side✗✓✓✓
Flags the “most popular” cover✗✓✓✓

Bridge · Discover

I talked to the business and its customers.

The tell: a shift-working chef who “shops for everything online” only found Turner's insurance while buying a car. People don't shop for it — they stumble into it.

Gap analysis mind map centred on what customers value — easy quotes, low friction, trust and clear information

Clustering the interviews into what customers actually value

Customer journey map across six stages, with friction peaking at the quote and decision steps

Mapping the journey — friction peaks at the quote and decision stages


Bridge · Define

It came down to one How Might We.

Everything pointed at the seam between buying a car and insuring it.

User story

As a customer purchasing a vehicle through Turners, I want to quickly and clearly understand my insurance options, so that I can confidently purchase insurance without feeling confused or overwhelmed.

How might we make the insurance buying process feel simpler and easier to understand?
How might we reduce waiting times and manual steps during the process?
★The one I ran withHow might we create a smoother connection between buying a car, finance, and insurance at Turners?

Bridge · Ideate

I ran an ideation session, then prioritised.

I generated solutions, voted the strongest to the top, then mapped them on effort versus confidence to decide what to build first.

Now
Low effort · high confidence
“Docs you'll need” checklist Book a video call with staff Plain-English premium details Hover “i” info on each option Save & resume by email
How?
High effort · high confidence
Pick what you want → load matching quotes AI chatbot + real-agent support
Not now
Low effort · low confidence
Scenario pictures & graphs
Later
High effort · low confidence
Staff call-back at the end
← Low effortHigh effort →

The “Now” quadrant became the backbone of the build.


Then I mapped the flow and structure.

Splitting one dense page into four steps — each asking only what it needs — is where the 57% drop came from.

User flow — splash screen, three car-identification paths, then vehicle details, driver details, results, cover choice and confirmation

The to-be user flow

The sitemap for the four-step journey


Bridge · Design

From ideas to wireframes.

Then I wireframed each step before committing to visual design.

Wireframes of the quote journey with annotations

Wireframing each step


Bridge · Test

I tested it — and let the confusion redraw the screens.

I rated every issue by severity. Nothing catastrophic — the flow held up; the rest were clarity fixes that each redrew a screen.

Catastrophic0

None — the core flow held up

Major2
“Do I have to be a Turner's customer?”“Is that weekly or fortnightly?”
Minor3
“Which path do I pick?”“Is the progress bar moving?”“No side-by-side cover”
Cosmetic1
“Benefits are hard to skim”

Severity ratings — nothing catastrophic, every issue a clarity fix


After

The redesigned quote journey.

Four calm steps, each answering something a tester got stuck on.

Solution 01

Three ways in — none of them mandatory.

Testers weren't sure they had to be a Turner's customer, so the Order ID became optional, beside registration and make-and-model.

Step 1 — identify your car by Turner's Order ID, registration, or make and model Step 2 — vehicle details: modifications, finance, and private or business use

Solution 02

A stepper you can actually follow.

“Is the progress bar even moving?” became a numbered stepper showing exactly where you are and what's left.

Step 3 — driver details, with a numbered progress stepper across the top

Solution 03

A price that reads one way.

The quote makes “every fortnight” explicit, flags the most popular cover, and adds the side-by-side comparison testers asked for — on desktop and mobile.

Redesigned quote screen with cover tiers, compare-cover and clear fortnightly pricing Mobile quote screen with cover tiers and fortnightly pricing

…and on mobile

Solution 04

Held together by a small, on-brand UI kit.

Manrope, the Turner's palette, and components with their states — inside the brand guidelines the stakeholder flagged.

UI kit — Manrope type scale, Turner's palette, and primary and secondary components

Reflection

Here's the whole process.





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Outcome Before Market Discover Define Ideate Design Test After Reflect